Published October 25, 2026 in Market Update

Tarrytown-1B saw more sales even as inventory fell

By Rica Greenwood

Real estate, Tarrytown-1B

Mortgage rates climbed above 7% for the first time since January 2025, according to Realtor.com. That is a real cost. Yet buyers in Tarrytown-1B kept moving.

The Real Estate Data Aggregator counted 174 homes sold across ZIPs 78731 and 78703 in the three months ending August 31, 2026. That is up 20.8% from the same months of 2025. Demand held up even with borrowing costs rising.

Inventory fell, and that changed the math

The Real Estate Data Aggregator recorded 245 homes for sale in Tarrytown-1B during that same period. That is down 14% from a year before. Fewer choices mean less room for buyers to wait.

Pending sales rose 11.8% to 180, according to the Real Estate Data Aggregator. That tells you the pipeline stayed full. New listings came in at 216, essentially unchanged from a year before.

The two ZIP codes tell different stories

ZIP 78731 and ZIP 78703 are both part of Tarrytown-1B. They moved in opposite directions on sales.

The Real Estate Data Aggregator counted 111 homes sold in 78731, up 56.3% from a year before. In 78703, 63 homes sold, down 13.7%. Prices dipped in both ZIPs. The median in 78731 was $1,125,000, down 14.8%. The median in 78703 was $1,245,000, down 8.5%.

Homes in 78731 sold faster. The Real Estate Data Aggregator put the median days on market there at 58, two days shorter than a year before. In 78703 it was 81 days, three days longer.

Speed: some homes moved quickly, not all

In 78731, the Real Estate Data Aggregator found that 29.8% of homes went under contract within two weeks of listing. That is nearly 3 in 10. In 78703, 16.7% did. Not every home sold fast, but well-priced ones did not sit long.

What the national picture adds

Realtor.com reported that 20.8% of listings nationally took a price cut in September, the highest share since October 2022. That is a reminder that pricing still matters, even when demand is present.

CNBC reported that a monthly payment on a median-priced home took up 33% of a median family's income in 2025, up from 26% in 2022. Higher rates have made every dollar count more for buyers.

The Federal Housing Finance Agency reported that U.S. house prices rose 2.6% from July 2025 to July 2026. Tarrytown-1B's price dips run against that national trend, which is worth knowing if you are thinking about your own number.

Supply stayed tight

In 78731, the Real Estate Data Aggregator measured 3.5 months of supply, down 2.9 months from a year before. That is a meaningful drop. In 78703, supply was 5.8 months, nearly flat.

These numbers cover the three months ending August 31, 2026. One street can read very differently from the whole ZIP code. If you want to know where your block sits, I am happy to take a look.