Published October 4, 2026 in Market Update

Cedar Park had more sales even with mortgage rates above 7%

By ricagreenwood@gmail.com

Real estate, Primary market-Cedar Park

Freddie Mac put the 30-year fixed rate at 7.28% on October 1, 2026. That is a real cost. But Cedar Park buyers did not stop. The Real Estate Data Aggregator counted 252 homes sold in ZIP 78613 in the three months ending July 31, 2026. That is up 10% from the same months in 2025. Sellers: there is demand here. Buyers: homes are still moving.

Nationally, the National Association of Realtors reported existing-home sales fell 2.0% in August 2026. Cedar Park went the other way. That gap is worth knowing if you are watching this market.

Pending sales point the same direction

The Real Estate Data Aggregator counted 265 pending sales in ZIP 78613 for the same period. That is up 12.3% from a year before. Pending sales are homes under contract but not yet closed. They are a look at what is coming next. More pending sales now means more closings ahead.

Prices edged up, not down

The Real Estate Data Aggregator put the median sale price in ZIP 78613 at $510,504 for the three months ending July 31, 2026. That is up 3.1% from the same period in 2025. The Federal Housing Finance Agency reported U.S. house prices rose 2.1% year over year through the second quarter of 2026. Cedar Park outpaced that national figure.

Homes took a little longer to sell. The Real Estate Data Aggregator measured a median of 46 days on market, which is 4 days longer than a year before. Not every home sold fast. But most sellers still got close to their asking price.

Sellers got close to asking price

The Real Estate Data Aggregator put the average sale-to-list ratio at 98.1% in ZIP 78613 for the three months ending July 31, 2026. That is up 0.4 points from a year before. Nearly 16 in 100 homes sold above list price, up 3.2 points from 2025. That share is small, but it is growing.

Supply is tighter than the national picture

The Real Estate Data Aggregator counted 306 homes for sale in ZIP 78613, down 12.3% from a year before. Months of supply came in at 3.7, down 1 month from 2025. The National Association of Realtors reported the national months-of-supply figure at 4.9 months, the highest in over ten years. Cedar Park is tighter than that national reading.

Quick contracts are more common

The Real Estate Data Aggregator found that 35.5% of Cedar Park homes went under contract within two weeks of listing in the three months ending July 31, 2026. That is up 4.1 points from the same period in 2025. More than 1 in 3 homes found a buyer fast. Realtor.com noted that nationally, homes under contract fell 4.1% year over year as of late September 2026. Cedar Park is moving against that trend.

These are ZIP 78613 numbers. One street can read very differently from the whole ZIP code. A home near a school, a park or a busy road tells its own story.